Example Benefits

• John earns $120,000 p.a in his job.
• He lives in a nice home that’s worth around $1,000,000 with a mortgage of $600,000 @ say 8% interest (long-term average).
• He can likely restructure himself to attain deductions of around $50,000 p.a that he can use to offset his wage and salary income going forward thus saving him around $18,500 p.a in tax (medicare levy excluded).
• He can also pay no capital gains tax in future should he hopefully sell his property for a profit. 

Example 2 

• As above but instead, John is employed by his own company and works from a commercial office building. Without meddling with his current business arrangements, we demonstrate the reasons for setting up any non-related home business to generate an additional $75,000 of deductions for the company. To further consider that companies do not enjoy a tax-free threshold, this is pretty amazing, saving his company a very cool $22,500 p.a in tax! 

Example 3 

• Gary and Wendy are married and each earning $90,000 p.a. in their respective jobs.
• They start a home business the DEDUCT YOUR HOME way and decide to run it in partnership.
• We figure their home can generate $50,000 a year in deductions for them to split down the middle.
• They each then apply to the ATO to vary (reduce), their regular tax payments as withheld by their employers, as based on lower assessable income of $65,000 (i.e. they each get a $25,000 tax deduction or half of the business’ total deductions) saving them around $8,675 p.a each in tax.
• They then use the additional after tax income to quickly pay out the remaining balance of their non-deductible home loan years earlier, saving them a truck-load of interest.  

• Andy owns a business that he runs from a leased factory unit. We demonstrate that by constructing a back shed at home from where to operate instead, he saves $30,000 p.a in lease and outgoings and that he can now contribute that same $30,000 to paying the relevant interest component on his home mortgage.
• This immediately improves his cash-flow by $30,000 p.a in having cut out those past business expenses and his still gets the same deduction amounts.
• He pays his home off much faster and pays no cgt at sale.
• Andy spent $10,000 on a great shed and he pays it off at 8% p.a interest which costs him $800 a year (and naturally that’s tax deductible).
• We further demonstrate that since the shed is now saving him $30,000 in lease and outgoings plus that it captures another $30,000 a year in deductions (and let’s presume he runs under a company structure), that it’s actually worth $39,000 p.a to him i.e. $30,000 + $9,000 [i.e. $30,000 x 30 cents in the dollar company tax rate].
• Consequently, as a return on investment, we’re not kidding when we say he’s making 4,875% p.a
• i.e. The $39,000 he saves in year one divided by $800 = 48.75
• Do you think Andy’s happy? 

Example 5

• Jim and Tina would love to live close to the beach but think they can’t afford it! Much to their pleasant surprise, we demonstrate that by selling their current home and upgrading to a beach-front lifestyle and by configuring the property the really smart way (i.e. the DEDUCT YOUR HOME way), that the additional loan repayments on the money they’ll borrow is fully tax deductible. Effectively, they’re funding their dream lifestyle that happens to include a probable superior appreciating real estate asset out of pre-tax dollars and again, we demonstrate how they’ll have no capital gains tax worries at sale simply by following the dots that we’ve connected and that the ATO have written to us to effectively confirm as not being illegal tax exploitation in any way, shape or form. Not too shabby huh? 

Example 6

• Bill and Joan are self-funded retirees.
• Bill draws regular tax-free amounts from his super and together they bring in $30,000 p.a from their jointly owned investment properties plus typically another $5,000 p.a each in dividends from their  shares. Bill also enjoys regular share trading for some extra dollars plus it keeps him on his toes.
• We show them that by running Bill’s share trading activities in a certain manner (that’s a home business already) and in setting up any other type of home business they like, that they’ll generate around $50,000 p.a overall in new deductions to split between them – more than enough to wipe out the usual tax liability from the rent, dividends and trading profits.
• To top it off, they should look forward to making some extra dosh from the new venture/s.
• Simply relying on super was too one dimensional and our processes eased the taxation burden on their overall diversified other interests.

In summary, we could pump out examples all day suffice it to say however, this is a cracker of a way to cut debt, cut tax and live better now and always!

To be clear, we don’t push or sell any business opportunities, home loans, real estate, financial products, legal, taxation or financial advice. Our thing is to simply enlighten, educate, train and generally assist you to obtain for yourself, stunning, FREE advice directly from the ATO on how our uniquely unrivaled, home-business-property procedures will advantage you and remember; no significant advantage means we won’t allow you to proceed so you won’t be out of pocket!