THERE’S AN ENDEMIC

It’s crazy how the community largely accepts that investments need not equal a better life … well at least not any time soon!

The pursuit of more wealth in order to enjoy a better life means that we’ve been conned into  accepting that these two things are constantly competing for the same resources namely; time, energy and money but why the various advice industries haven’t addressed this I don’t know because apart from the work we’ve done, there seems to be precious little else in existence to cause me to retract from this position.

Think about it … owning a portfolio of say shares and or properties will NOT of itself, provide a you with a better lifestyle as YOU cannot physically enjoy these INVESTMENT ASSETS. Ask yourself … when was the last time you used your investment property to bring the tribe over for a BBQ or a for dip in the pool or to have friends over for dinner (don’t you think the tenant might have something to say) or what about the last time you took a relaxing massage in your managed funds or share portfolio or that these investments treated you to a fabulous night in your home theatre or that you danced like crazy at a party you had inside them or that they suddenly turned into a new extension to your home but when you felt like it, they magically turned back into an investment again so you could keep making money from them? Of course it never happens … because it can’t!

The best you can hope for is that at some point in future you’ll be able to cash-them-in and pay whatever tax you need to or to live off the income these may provide. That’s an ok strategy if you’re happy to wait for years or even decades to get some “fun factor” out of it all but to be to more the point, it’s not that great if you want to LIVE BETTER NOW! The fact is that it’s very lame and that the only way to make it less lame and less dull without cashing in either in part or in full, unfortunately involves you borrowing more money from time to time as the need arises and because it would be for personal use, you’d probably also know that none of the interest on those borrowings can be tax deductible! Hence, any financial expert worth their salt will tell you this type of debt is “bad debt”. Also don’t forget that you’d be relying on rising house prices to support future bank valuations and as this can’t ever be guaranteed at any particular stage of future investment cycles, then when you might really want the loan, the numbers may not stack up for the lender and so you’ll still miss out on the “fun stuff” to be left both regretting your strategy and languishing thereafter for who knows how many years until your local market recovers and then rebounds!

Clearly, only we have navigated a safe and sure course through this ridiculous maze of clutter and compromise to have produced a range of home business property, wealth and lifestyle enrichment procedures that are highly efficient and second to none and which are in fact, SIMPLY WITHOUT PEER. Effectively, these provide the homeowner the best of both worlds (business and pleasure), allowing you to partially run your home no different to how any business runs its premises.

This provides you as the business owner, a wide range of financial benefits which also extend to matters of expenditure not directly connected to your home. For example, if you set yourself up as a professional writer, you could legitimately incur travel and accommodation expenses in researching your topics and so on and so forth. Indeed you could also purchase a computer and general office equipment, a motor vehicle for work related use and various other relevant and related business items as needed. Amidst all this, it also allows you the personal freedom to live your life in the nicest home in the best location that our financial, legal and taxation systems permit. Our methods have never before been envisaged by Australia’s various professional advice communities and financial product manufacturers let alone commercialised into a simple to set up and operate, turn-key, highly consumer-friendly product!

Make It Good Debt!